The LifeLine and Affordable Connectivity Program (ACP) of the United States Government aims to increase access to affordable mobile phone and high-speed internet for low-income households in the United States with enhanced subsidies for persons living on Tribal Lands. Registered Providers who participate in LifeLine and ACP can use the TessPay Fintech Platform to factor Claims to obtain funds for services rendered under these programs. Claims factoring is a financial transaction in which the Provider can sell accounts receivable from the United States Government daily to TessPay at a discount to obtain cash quickly.


The TessPay Fintech Platform offers working capital financing for LifeLine and ACP Claims (enhanced for service on Tribal Lands) related to Devices (ACP only) and Monthly Recurring Charges (MRC). Devices refer to the physical hardware needed to access the internet, such as laptop/desktop computers and tablets. MRC are ongoing costs associated with plans for mobile phone use and internet access.


Using the TessPay Fintech Platform Providers can receive daily advances to cover 90% of the cost of Devices (ACP only) and MRC for LifeLine and ACP Subscribers. Otherwise, the United States Government settles all Claims at the end of the month following the month of service. The TessPay Fintech Platform factoring option can be especially helpful to Providers who need funds to grow their LifeLine and ACP businesses, particularly where Subscriber acquisition costs can place a stress on working capital.

Contact us at to book a live demonstration of the TessPay Fintech Platform and take the first step in obtaining ACP Funds For Growth.

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